Privacy AMFI-registered Mutual Fund Distributor Secure By Design SEBI & PMLA Aligned

Investor Privacy & Data Protection

Understand how Vanshi Wealth and partnering AMCs safeguard your personal data, comply with KYC/AML norms, and maintain transparent communication.

Confidential Records

Sensitive documents stay encrypted and are accessed strictly on a need-to-know basis.

Strong Authentication

Transactions rely on OTP verification and tamper-resistant digital trails.

Regulatory Oversight

Continuous monitoring ensures adherence to SEBI, PMLA, and data privacy directives.

Key Assurances

Personal data is never sold and is not shared beyond legal, regulatory, or operational requirements without your explicit consent.
Robust KYC and AML checks preserve ecosystem integrity.
Escalation paths exist for prompt privacy grievance redressal.

Explore Framework View Compliance

Updated November 2025.

Privacy & Compliance Framework

Structured safeguards that balance investor convenience with regulatory diligence across every Vanshi Wealth interaction.

Data Privacy & Confidentiality

Investor information covering personal, financial, bank, PAN, and, where applicable, Aadhaar details is processed solely for servicing investments and remains confidential.
Asset Management Companies (AMCs), Registrars & Transfer Agents (RTAs), and distributors share investor data only with explicit consent or when mandated by regulators or law.
All digital touchpoints adopt encrypted transmission and OTP-based authentication to help prevent unauthorised access or misuse.

KYC & Due Diligence (Compliance Requirement)

Every investor must complete Know Your Customer (KYC) formalities in line with SEBI and KRA norms before transactions are processed.
Permanent Account Number (PAN), Aadhaar (where applicable), and supporting identity proofs may be validated against government and regulator databases.
Enhanced due diligence is triggered for large-value or suspicious transactions, consistent with PMLA and SEBI surveillance requirements.

Prevention of Money Laundering (AML/PMLA Compliance)

Investment flows are monitored on a continual basis to identify unusual, high-risk, or suspicious transactions.
AMCs must report identified suspicious transactions to the Financial Intelligence Unit - India (FIU-IND) within prescribed timelines.
Third-party payments or investments from bank accounts other than the investor's own are generally restricted to minimise laundering risks.

Regulatory Compliance

All mutual fund schemes operate under SEBI (Mutual Funds) Regulations, 1996 and the oversight of SEBI and AMFI circulars.
Investments by NRIs or foreign investors follow FATCA/CRS declarations and FEMA guidelines governing overseas participation.
Investors remain responsible for tax obligations under the Income Tax Act, including applicable withholding or reporting requirements.

Consent & Communication

Investors authorise AMCs to send statements, portfolio updates, regulatory notices, and alerts through registered email IDs and mobile numbers.
Opt-out facilities exist for promotional or marketing messages without affecting regulatory or transactional communication.
AMCs maintain accurate logs of investor communication preferences and consent records for audit and compliance reviews.

Your Rights

Investor Rights Under Privacy Compliance

We empower investors with transparent access, correction capabilities, and clear channels to manage preferences.

Right to access and review the personal and financial data retained for servicing your investments.
Right to update or correct contact information, bank mandates, nominee details, and other KYC records.
Right to opt out of non-essential marketing communications while continuing to receive mandatory regulatory updates.
Right to raise confidentiality concerns or request clarifications through dedicated grievance channels without prejudice.

Grievance Flow

Privacy Issue Resolution Pathways

Reach out to the AMC or its Registrar & Transfer Agent (RTA) with any privacy or data misuse concern for immediate investigation.
If the issue is not resolved within stipulated timelines, escalate the complaint on the SEBI SCORES platform for regulatory intervention.
SEBI monitors escalated cases to help ensure AMCs uphold stringent data security and privacy standards across investor records.

Write to Vanshi Wealth Escalate via SEBI SCORES

Need Assistance?

Connect With Our Data Protection Officer

Email privacy@vanshiwealth.com or call +91 80 0000 0001 for clarifications on privacy practices, data updates, or consent preferences.

Contact Vanshi Wealth

Role Clarification: Vanshi Wealth acts solely as an AMFI-registered Mutual Fund Distributor. We do not provide investment advisory or portfolio management services. Investors should refer to the respective AMC’s documents for scheme-specific decisions.