Investor Resources AMFI-registered Mutual Fund Distributor SEBI Compliant Governance First

General Terms & Conditions

Review the regulatory, operational, and service guardrails that protect mutual fund investors across every Vanshi Wealth engagement.

Clarity Delivered

Concise clauses summarise your responsibilities and the respective AMC's obligations.

Timely Communication

Stay informed through official notices, email alerts, and dashboard updates.

Investor Safeguards

Know the grievance channels and regulatory frameworks that secure your interests.

Quick Reminders

Complete KYC and PAN (and, where applicable, Aadhaar) requirements before initiating investments.
Keep bank mandates and contact information current for seamless payouts.
Escalate unresolved service issues via the SEBI SCORES platform.

Explore Terms View Compliance

Updated November 2025.

Disclaimer

Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

Role Clarification: Vanshi Wealth acts solely as an AMFI-registered Mutual Fund Distributor. We do not provide investment advisory or portfolio management services. Investors should refer to the respective AMC’s documents for scheme-specific decisions.

Detailed Terms For Mutual Fund Investors

Understand the conditions that govern onboarding, transactions, payouts, and ongoing service for Vanshi Wealth clients.

Regulatory Framework

Mutual fund offerings are governed by SEBI Regulations.
Investments are subject to the Scheme Information Document (SID) and the Statement of Additional Information (SAI).
The respective AMC reserves the right to accept or reject any investment application as per applicable regulations.

KYC Compliance

Completion of Know Your Customer (KYC) formalities under SEBI and KRA guidelines is mandatory.
PAN and, where applicable, Aadhaar details must comply with prevailing regulations.
Applications that do not meet KYC requirements may be rejected without processing.

Risk Factors

All mutual fund investments are subject to market risks including the potential loss of capital.
Schemes do not offer any guaranteed returns.
Net Asset Values (NAVs) will fluctuate based on market movements and portfolio performance.

Units and Allotment

Units are allotted in accordance with SEBI-prescribed cut-off timings.
Units are non-transferable except in the case of transmission to legal heirs/nominees.
The respective AMC may delay or reject allotment under exceptional circumstances permitted by regulation.

Redemption and Switch

Redemption proceeds are processed as per applicable scheme/SEBI timelines (e.g., T+1/T+3, as applicable).
Exit loads, if any, are deducted in line with the scheme terms.
Switch requests are permitted subject to the features and restrictions of the source and target schemes.

IDCW / Dividend Distribution

Income Distribution cum Capital Withdrawal (IDCW) and dividends are not guaranteed.
Distributions are made only when distributable surplus is available as per scheme provisions.
The NAV of the scheme is adjusted post distribution to reflect the payout.

Taxation

Tax treatment of mutual fund investments is governed by the Income Tax Act, 1961 and applicable circulars.
Investors are responsible for meeting their individual tax obligations.
Tax Deducted at Source (TDS) may apply in specific scenarios as mandated by law.

Investor Information

Account statements and transaction updates are shared via registered email or physical copies, as applicable.
Investors must ensure that their contact details and bank account particulars remain current.

Nomination and Transmission

A nomination facility is available to investors in accordance with SEBI norms.
Transmission of units is carried out for legal heirs or nominees upon submission of required documentation.

Grievance Redressal

For service concerns, please contact Vanshi Wealth and/or the respective AMC/Registrar & Transfer Agent.
Unresolved grievances can be escalated through the SEBI SCORES platform.

Modification of Terms

AMCs/Trustees may amend scheme-related terms as per applicable regulations; investors should refer to official notices.
Vanshi Wealth may update its platform terms and disclosures; any changes will be communicated through official notices, email alerts, or website updates.

Need Assistance?

Speak With Our Investor Services Desk

Write to service@vanshiwealth.com or call +91 80 0000 0000 for support on transactions, documentation, or escalations.

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